I remember that one of the first things that worried me when we were house hunting was the mortgage payment. I knew it was going to be more than our monthly rent at the apartment, but I wanted us to have something more and to actually put our hard-earned money towards something meaningful. When we found our house and the offer was accepted I again had that realization that we’d have that first mortgage payment to worry about. There was so much pressure and tension in my chest from the anxiety. But I managed it, it would ebb and flow every now again, including at the closing.
Once that was over we were taken over by the high of owning our first home. We pulled up carpet, painted walls and really got things together for the big moving day. We got all moved in and unpacking boxes when I realized it again, the first mortgage was coming up! I was so anxious and panicky right until the actual day I went to pay the first mortgage payment. When I was done I didn’t really have that moment of dread that everyone had been talking about. I mean yeah, it kind of hurt financially to make a bigger payment but I wasn’t devastated by it. I felt a relief actually. I felt relief in that finally my money wasn’t going down the drain but to something useful.
I feel like my husband and I are right where we need to be. We can do anything we want with our home and it feels great. Once you get past that initial anxiety it’s all smooth sailing from there. Well, there be some rough waves, but you get the picture.